Payment Infrastructure — Built for Scale

The gateway that routes every transaction to its optimal path.

Kweller connects your business to 15+ acquirers and 20+ payment methods through a single API — with intelligent routing, multi-currency processing, and a white-label option for platforms.

15+
Acquirer integrations
20+
Payment methods
99.98%
Uptime SLA
Live transaction routing
Merchant API Request Kweller Routing Engine BIN lookup · Cost scoring · Approval rate · Risk gate Acq. EU-1 Worldline Acq. EU-2 Ingenico Acq. US-1 ✓ Selected Acq. APAC AIBMS Acq. Fallback Adyen +6.2% Approval rate lift −18% cost vs. direct integration 42ms avg Routing decision
Core Platform

Everything you need in one integration.

Kweller's infrastructure is built for payment service providers, platforms, and merchants who need control, uptime, and flexibility without building everything themselves.

Technical Gateway

One API to reach every acquirer in our network. Normalises communication, handles 3DS2, tokenisation, and reconciliation — so you don't have to.

  • Unified REST API across all acquirers
  • PCI DSS Level 1 certified
  • Native 3DS2 authentication
  • Card & token vault
  • Real-time webhooks
  • Sub-100ms processing
Routing

Our Routing Experts pick the best acquirer on pre-defined levels — maximising approval rates and minimising processing costs simultaneously.

  • Cost-based & approval-rate routing
  • BIN-level routing rules
  • A/B split testing
  • Merchant-defined overrides
Banking

We share connections with a global banking network, so that you could open B2B accounts, make transfers and foreign exchange seamlessly.

  • Tailormade Banking Solutions for growth driven companies. Flexible and Reliable.
Transaction flow — live view
Processing
Origin
Merchant Request
API v3
Kweller Engine
BIN lookup
Cost score
Risk gate
Route select
Acquirer Selection
Acq. EU-1
Acq. US-1 ✓
Acq. APAC
Acq. EU-2
+ 11 more
+6.2%
Approval lift
−18%
Processing cost
42ms
Decision time
99.99%
Engine uptime
Routing Engine

Every millisecond, the smartest acquirer.

Our routing engine analyses live cost, real-time approval rates, and acquirer health for every single transaction — no static rule tables, no manual updates.

Payment Methods

20+ methods. One connection.

Cards, digital wallets, bank transfers, and local methods — all through a single Kweller integration.

Visa
Mastercard
iDEAL
MyBank
Google Pay
Apple Pay
BLIK
paysafecard
Multibanco
Skrill
Neteller
MB WAY
Klarna
Bancontact
Trustly
Sofort
PayPal
Bank Transfer
Giropay
Przelewy24
Rapid Transfer
+ More
Multi-Currency Processing

Sell globally. Settle locally.

Accept payments in 150+ currencies and settle in the currency that works for your business — with live FX rates, transparent fees, and automatic reconciliation.

150+ processing currencies
Accept from customers in their local currency. We handle the conversion, display, and settlement automatically.
Real-time FX rates
Competitive mid-market rates updated continuously. No hidden spread — see exactly what your customers pay and what you receive.
Multi-currency settlement
Hold balances in EUR, USD, GBP, and more. Choose when and how to settle, minimising FX exposure on your terms.
Live processing currencies
150+ supported
🇪🇺 EUR Euro 1.0000 Base
🇺🇸 USD US Dollar 1.0842 +0.12%
🇬🇧 GBP Pound Sterling 0.8571 −0.04%
🇵🇱 PLN Polish Zloty 4.2430 +0.08%
🇧🇷 BRL Brazilian Real 6.1240 −0.21%
🇦🇺 AUD Aust. Dollar 1.6430 +0.06%
🇨🇭 CHF Swiss Franc 0.9620 +0.02%
🇯🇵 JPY Japanese Yen 163.4000 −0.15%
White Label

Your brand. Our infrastructure.

Launch a fully branded payment experience for your platform, marketplace, or enterprise customers — powered by Kweller, invisible to your users.

pay.yourplatform.com — Merchant Dashboard
Your Logo
Brand Colours
Typography
Aa — Your Typeface
Powered by
Kweller infrastructure (hidden from users)
About Kweller

Built by people who know payments from the inside.

Kweller was founded by payment engineers who spent years building acquirer integrations, routing systems, and fraud tools at some of Europe's largest PSPs — and kept hitting the same walls. So we built the infrastructure we always wished existed.

🏗️
Infrastructure-first
We're a technical company. Every decision starts with "does this make the system more reliable and performant?"
🔍
Total transparency
No black boxes. Every routing decision, every fee, every API response is logged and accessible. If it affects your business, you can see it.
🤝
Partner, not vendor
Your success metrics are our success metrics. We operate on long-term revenue shares, not upfront fees — we only win when you do.
2019
Founded
38
Team members
€2.4B
Processed in 2024

We're headquartered in Vienna, with engineering teams in Amsterdam and Warsaw. Our stack is cloud-native, our API-first philosophy means every feature we build is available to every integration — no special tiers, no feature gates.

Today Kweller processes over two billion euros annually for PSPs, platforms, and enterprise merchants across 28 countries. We're growing — but deliberately. We only onboard partners we can genuinely support at scale.

MK
Markus Klein
Co-Founder & CEO
Former VP Engineering at a top-5 European PSP. 14 years building payment infrastructure across SEPA and card networks.
SV
Sophie Vander
Co-Founder & CTO
Previously led acquirer integrations at a major iGaming platform. Expert in routing algorithms and real-time fraud systems.
RN
Rafael Neves
Head of Partnerships
Built merchant networks at Worldline and Ingenico. Focused on acquirer relationships and local payment method coverage.
Get started with Kweller

Ready to upgrade your payment stack?

Talk to a Kweller solutions engineer. We'll map your acquirer setup, identify routing opportunities, and get you live quickly.

✓ Message received — we'll be in touch within 24 hours.